Faith-Based Financial Guidance with Craig Johnston, MBA • Independent • Fee-Only

A Simple Check-In

Seven questions. Two minutes. No email required.

Tap the answer that fits best. There's no wrong answer, and nothing here is graded. You'll simply see what might be worth a closer look.

The 4% rule, in plain English

Research suggested that a retiree could take out about 4% of their savings without eroding their principal balance. On $500,000, that's roughly $20,000 in the first year.

It's a starting point. Your own number depends on how your money is invested, what you pay in taxes, and when you claim Social Security.

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What we heard

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Access our official regulatory documents below.

Disclosure Documents & Form ADV

As a Registered Investment Adviser, we provide full transparency through publicly available disclosure documents. You may download our Form ADV, Privacy Statement, and related materials directly from this page.

1. Download Our Disclosure Documents

These documents are the official versions currently on file.

Form ADV Part 2A – Firm Brochure

Covers our services, fees, investment philosophy, conflicts of interest, and regulatory background.

Form ADV Part 2B – Brochure Supplement

Details the background and qualifications of your adviser(s).

Privacy Statement

Outlines how we collect, use, protect, and share personal information.

2. View Our SEC Filings Online

Our Form ADV and disclosures are also available through the SEC’s Investment Adviser Public Disclosure (IAPD) website.

3. Important Information

Bullet Points:

  • These documents contain required disclosures about our services, fees, and regulatory status.
  • We update our Form ADV annually or when material changes occur.
  • If you would like a printed copy, we will provide one at no cost.

4. Request Additional Information

If you have questions about any of these documents or would like assistance reviewing them, please reach out.

Contact Details:

Office Address:
6635 South Dayton Street, Suite 200
Greenwood Village, Colorado 80111

Phone: +1 720-338-8982
Email: craig@fiduciary-counsel.com
Fax: +1 720-338-8982