1031 Exchange Timeline: Why 45 Days Matters (And What Happens If You Miss It)
You close on the sale of your investment property. You just realized a significant capital gain. Your CPA reminds you: identify replacement property within 45 days, or you owe capital gains tax on the entire gain. You think 45 days is plenty of time. It’s not. Here’s the hard truth: By the time you close, […]
Investment Philosophy
In the financial world, not all advisors are created equal. Many operate under a “suitability standard,” meaning they only need to suggest products that are generally suitable for you—even if a different product might be better or cheaper. This often leads to hidden commissions and conflicts of interest. We operate differently. As a true Fiduciary […]
Strategic Tax Planning
Most people think about taxes only once a year—usually in the frantic weeks leading up to April 15th. By then, it’s often too late to make meaningful changes to your tax liability. True wealth preservation requires shifting from reactive tax filing to proactive tax planning. At Fiduciary Counsel, we believe interactive financial planning is the […]