Faith-Based Financial Guidance with Craig Johnston, MBA • Independent • Fee-Only

A Simple Check-In

Seven questions. Two minutes. No email required.

Tap the answer that fits best. There's no wrong answer, and nothing here is graded. You'll simply see what might be worth a closer look.

The 4% rule, in plain English

Research suggested that a retiree could take out about 4% of their savings without eroding their principal balance. On $500,000, that's roughly $20,000 in the first year.

It's a starting point. Your own number depends on how your money is invested, what you pay in taxes, and when you claim Social Security.

0 of 7 answered

What we heard

Want a second set of eyes on this?

Click below to schedule a call with Craig. No obligation, no product pitch. Just a plain read on where you stand.

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Access your financial accounts, documents, and tools through the links below.

Client Portal Login

We partner with trusted third-party platforms to provide secure access to your investment accounts, planning dashboards, tax documents, and annuity information. Select the portal you wish to log into.

Choose a Portal

Each link will open in a new secure window.

A.

SmartVault Client Portal

A secure, centralized portal for document sharing, collaboration, and communication—designed to simplify financial and tax workflows.

Features:

  • Secure document upload and storage
  • Organized access to shared files and records
  • Real-time collaboration with your advisory team
  • Bank-level security and permissions control

B.

Schwab Alliance

View and manage your custodied investment accounts held at Charles Schwab.

Features:

  • View balances and holdings
  • Access statements and tax documents
  • Secure message Schwab support

C.

Envestnet

Access your consolidated financial planning dashboard and portfolio reporting tools.

Features:

  • Performance reporting
  • Portfolio breakdowns
  • Planning documents and shared files

Security & Privacy

We provide direct links to your account portals. You log in directly with each provider—we never handle or store your credentials.

Bullet Points:

We provide links only—no passwords stored

You log in directly with each provider

All portals use encrypted connections

Multi-factor authentication may be required by your provider

Need Assistance?

If you're unable to log in or need help locating a document, our team is here to support you.
Office Address:

6635 South Dayton Street, Suite 200
Greenwood Village, Colorado 80111

Phone:

+1 720-338-8982

Email:

craig@fiduciary-counsel.com

Common Questions

SmartVault = tax documents and secure file sharing, Schwab = investment accounts, Envestnet = planning dashboard.

Each portal has its own password reset link. Click “Forgot Password?” on the respective login page.