Faith-Based Financial Guidance with Craig Johnston, MBA • Independent • Fee-Only

Understand your options, compare strategies, and make informed decisions — without product sales, commissions, or pressure.

Objective, Conflict-Free 1031 Exchange Guidance

Real estate transitions can have major tax and long-term planning implications. As a fee-only fiduciary, we help you navigate 1031 exchanges with clarity, education, and objectivity. We do not sell DSTs or receive compensation from any providers — ensuring our guidance is 100% aligned with your best interests.

Real Estate Decisions Shape Your Long-Term Plan

A 1031 exchange is more than a tax decision — it’s a long-term financial strategy that impacts your cash flow, estate planning, and overall investment portfolio. With many advisors earning commissions from DSTs or replacement properties, objective guidance is rare. Our role is to help you evaluate your options through a fiduciary lens so you can make informed, confident decisions.

How We Support Your 1031 Exchange

Education on 1031 Rules & Requirements

Understand timelines, identification rules, and key IRS guidelines.

Evaluation of Your Current Property Decision

Assess whether a 1031 exchange aligns with your long-term financial goals.

Objective DST & Replacement Property Analysis

We compare structures, risks, fees, liquidity, and long-term implications — without selling them.

Integration With Your Financial Plan

Every 1031 decision is aligned with your broader retirement, tax, and investment strategy.

What Makes Our Guidance Different

No Product Sales

We don’t sell DSTs, TICs, or replacement properties.

No Commissions or Kickbacks

We receive no compensation from sponsors or product providers.

No Pressure

Our only goal is to help you make a decision that supports your long-term strategy.

Clarity for Your Most Important Real Estate Decisions

Is a 1031 exchange the right move for me?

Or should you consider selling, refinancing, or keeping the property?

Should I consider DSTs or direct real estate?

Understand structure, risk, cost, and long-term implications.

How would this exchange affect my retirement income?

See how cash flow and tax deferral impact your long-term projections.

What are the tax implications today and in the future?

Including capital gains, depreciation recapture, and estate planning.

Explore Your Replacement Options (Objectively)

We believe you should always understand how your portfolio is performing and why adjustments are made. We provide clear, structured reporting and regular reviews so you always feel informed.

Delaware Statutory Trusts (DSTs)

Education, risk analysis, fee transparency, suitability assessment.

Direct Investment Properties

Cash-flow, leverage, tax, and long-term growth considerations.

Alternative Strategies

When a 1031 may not be necessary or optimal — such as opportunity zones or strategic sales.

Clarity for Your Most Important Real Estate Decisions

Is a 1031 exchange the right move for me?

Or should you consider selling, refinancing, or keeping the property?

Should I consider DSTs or direct real estate?

Understand structure, risk, cost, and long-term implications.

How would this exchange affect my retirement income?

See how cash flow and tax deferral impact your long-term projections.

What are the tax implications today and in the future?

Including capital gains, depreciation recapture, and estate planning.

Aligning Real Estate Decisions With Your Bigger Picture

A 1031 exchange affects more than taxes — it influences retirement planning, cash flow, risk exposure, legacy planning, and investment strategy. We evaluate the long-term impact of each option and help you choose the path that supports your goals.
Integration with retirement projections
Cash flow consistency and sustainability
Estate planning and step-up considerations
Portfolio diversification and risk alignment

Who This Service Is Designed For

Our investment approach is ideal for individuals, families, and investors seeking clarity, efficiency, and long-term consistency.

Real Estate Investors Planning a Transition

Those considering selling appreciated property.

Owners Approaching Retirement

Wanting to simplify, diversify, or secure stable income.

Families Managing Inherited Property

Evaluating tax and financial implications.

Investors Interested in Passive Income Options

Trying to understand DSTs vs. direct ownership vs. alternatives.

01

Initial Conversation

We learn your goals and real estate history.

02

Analysis of Options

We compare your choices with clear pros, cons, and long-term implications.

03

Financial Modeling & Scenario Planning

We run projections to show how each option affects your plan.

04

Guidance & Implementation Support

You choose the right path — we help coordinate with your qualified intermediaries, accountants, or attorneys.

Unbiased Guidance You Can Trust

We believe you should always understand how your portfolio is performing and why adjustments are made. We provide clear, structured reporting and regular reviews so you always feel informed.

Your Best Interest Comes First

Every recommendation is aligned with your goals — not sales incentives.

Complex Decisions Made Clear

We translate real estate, tax, and long-term strategy into simple, actionable insights.

Long-Term Alignment

Your 1031 strategy is managed as part of your broader financial life.

Get Started Today!

Make Your Next Real Estate Decision With Clarity and Confidence

If you’re considering a 1031 exchange — or deciding whether it’s right for you — we’re here to help.